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Showing posts from November, 2023

7 Recession-Proof Passive Income Streams

  7 Recession-Proof Passive Income Streams You Can Rely On Are you looking for a way to diversify your income and protect yourself from economic downturns? An excellent solution is creating passive income streams.  Passive Income Is the Key To Building Wealth: Here’s a Way To Get It There are 100 of  Passive Income Ideas To Help You Make Money After a Layoff That’s why it’s worth exploring a few practical ways to generate passive income and provide stable returns in challenging markets. Real Estate Investments When it comes to real estate, it can be as passive or as hands-on as you’d like it to be. But the nice thing about real estate is that there’s limited correlation to financial markets. That means that even if the economy and stock market hit a rough patch, real estate investments typically avoid most market volatility. “Real estate has long been considered a solid investment, and for good reason,”  “Even during a recession, people need a place to...

3 Things You Must Do When Your Savings

  3 Things You Must Do When Your Savings Well done! You’ve worked hard and pinched pennies to finally get to the point where your savings account is looking solid. Now it’s time for the emphasis to shift from saving to making your money work more actively. These three moves just might be what you need to keep your money growing. Best of all? It only takes a few minutes to check them out and see which ones are best for you. Find the Right Expert for Your Unique Situation You wouldn't be reading this if you didn't know how to save. But there comes a time when it makes sense to get an expert opinion to make sure you're not leaving money on the table. Working with an experienced professional who can advise you on what to do to better diversify your portfolio is always a good idea. But who has time to sift through thousands of advisor profiles? Wiser Advisor does all that work for you. It matches you to the best financial advisor for your specific situation so you get an expert ...

The best and worst remote jobs out there today for you

  The perfect balance of work, life and happiness: 10 best remote companies to work in 2024 Everyone seems to be looking for genuine work-from-home opportunities these days. And why not? There’s a reason behind the incredible rise in popularity of remote jobs among Gen Z and millennials, so it’s not surprising if people want to know more about the best remote companies to work for. But before you start applying to any remote job, it’s important to realise what exactly you’re signing up for. Remote jobs: Pros and cons you should know One of the major reasons people prefer remote jobs these days is our changing values. Gen Z and millennials place a strong emphasis on work-life balance, personal fulfilment, and flexibility in their careers. Remote work offers the opportunity to structure our work around our lives — not the other way around. We have more control over our time and can priorities other aspects of our lives, such as family, hobbies, and travel. And who wouldn’t want to ma...

8 best remote careers that let you work from home or anywhere in the world

  8 best remote careers that let you work from home or anywhere in the world The best remote careers can feel like a dream. You wake up in the morning at a reasonable time. By taking a few steps, you’re already at your work desk. There’s no commute and no expensive breakfasts and lunches to fork out your hard-earned money for. When it’s 5 p.m., you don’t need to join the rush hour or go through nightmarish traffic to reach home. With the best remote careers, you can turn this dream into your reality. There are more remote jobs than ever Remember the days when everyone had to be in the office five days a week from 9 a.m. to 5 p.m.? Those days are long gone. Thanks to the COVID-19 pandemic and massive advancements in technology, the way we work has changed a lot. As most of us can now video call someone anywhere in the world and collaborate live on Google Docs, the list of remote jobs is just growing longer. So too is the list of best remote careers. While companies have been pu...

10 Tips for Safer Online Shopping

  10 Tips for Safer Online Shopping It’s the most wonderful time of the year—for scammers. Learn how to keep criminals out of your accounts while scoring the best Black Friday and Cyber Monday deals. There's every reason in the world to shop online. It's a great place to find the best bargains, compare prices, and get gifts shipped straight to your front door. Even returns are easy with the right e-tailers. Anything that can make Black Friday, Cyber Monday, and holiday shopping in general less stressful is undeniably attractive. But what about the bad guys? They're out there. According to the FBI, in 2022, the Internet Crime Complaint Center received reports from almost 12,000 victims reporting non-payment or non-delivery scams. The losses added up to over $73 million. While somewhat alarming, these stats should  not  keep you from shopping online. You simply need to use some common sense and follow practical advice. The more scammers know about you, the easier...

Did you know Sometime your savings account could end up costing you

  Sometime your savings account could end up costing you You can't save your way to wealth. Here's why… Basic financial education tells us that saving is good and spending is bad. Much is often made of how some of the world's richest people, such as Warren Buffett, lead surprisingly frugal lifestyles. But while a good savings habit is foundational to building wealth, you can certainly have too much of a good thing when it comes to putting away the pennies. So if you're a rabid saver who puts any spare change you can find into a savings account or term deposit, you might want to rethink your strategy here. Your savings account might be costing you more than you think. Savings accounts are important but will cost you all the same To get things straight, there is nothing wrong with saving money. In fact, having a rainy day fund is a highly desirable thing. You never want to be caught in a situation in which you have a large unexpected expense with no means to pay for it. L...