KEY POINTS Saving a little money each month is better than saving none at all. Today is the perfect time to take advantage of high-yield savings accounts. If you are forced to pull money from your savings account, take steps to replace the funds as quickly as possible. There are a lot of things a person might feel guilty about. For example, if you routinely flip the bird to slow drivers, maybe it's time to rethink your behavior. If you're deliberately unkind to waitstaff, you should ask yourself why. However, if you feel guilty because you don't have as much money in a savings account as you believe you should or you're not doing things "just right," it's time to give yourself a break. All human beings make mistakes; there's no shame in that. The goal is to learn what we can from those times and grow from them. 1. Not shopping around for an account One thing some of us have found shocking (even after decades of banking) is how much interest rates vary.
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